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Return to: 117 E 5th Street, PO Box 58 Washbum, Wl 54891 5eimits@bavfieldcountv.wi.gov Bayfield County Planning and Zoning Depai LAND USE PERMIT APPLICATION County Use Only: Submission #:UA-On S4 Permit ft: Date: '7/tfc/Z^' Property_0wner Name:Susan M.'Racher Living Tmst Authorized Agent Name (if applicable):Mike Furtak Telephone Number:(305) 323-9845, (305) 877^076 David1,455 Telephone Number: (715)817-2034 E-Mail Address: smracher@gmail.com E-Mail Address: mfurtakl 1 @gmail.com Mailing Address: 10303 SW 72 Avenue Mailing Address: 6173 Iron Lake Road City, State, Zip:Miami, FL 33156 City, State, Zip: Iron River, Wl 54847 Contractor: Randy Bjork Telephone Number: (715)558-1184 E-Mail Address: ribbuilders@yahoo.com Project Address (if different from mailing address): 44575 E Cable Lake Road, Cable, Wl 54821 Legal Description (if additional space is needed attach a separate sheet): Parcel in Gov't Lot 2 S7/43N/07W & Gov't Lot 1 S12/T43N/R08W in Volume 980, Page 444 less CSM#1629 in V.9, P.348 Section, Township, Range: 7/43N/07W Town of: Cable Tax ID #: 35344 Lot Size (Acres/Square Feet): is.94 acres Project Use is: B Residential D Commercial D Municipal Project Type is: d Change Use (existing structure) D Sign D Shoreland Grading, Class A j-eqyired (Total sq ft): B New Construction D Relocate (existing structure) d Establishing a Business D RV Placement 4+ months, Class A required D Addition/Alteration (existing structure) D RV Placement 21+ days D Temporary (12 or less months) D Other (describe): Structure Type is: B Residence D Principal Structure (describe): D Accessory Structure (describe): D Shoreland Exempt Structure (describe): D Mobile Home (provide manufactured date): D Shipping Container D Other (describe): Foundation Type: D Basement D Walkout Basement B Slab D Crawlspace D Ground D Skids D Other (explain): Extstins Structure: C'cW»n'!H <A /i<j /Jr.--k*-e<::ti/s Length:^^£L Width: t-/<^' Height: ^^ Proposed Structure (Provide Sq Ft based on outside dimensions, including unfinished areas, attached garages/above grade decks/porches): Basement JSqJt:rs 1st Floor Sq 1.455 w/eaves]1^9 Loft Sq Ft:2nd Floor Sq Ft: 1,298 wleaves/ ( ^ F| l^ 3rd Floor Sq Ft: Garage Sq Ft:Porch Sq Ft:Deck Sq Ft:~3M Other Sq Ft (describe):Other Sq Ft (describe): Total Sq Ft: ^^Q ^ 3^Overall Height (fmished grade to peak): ^-^ # of Stories: r-^ | Existing # of Bedrooms on property: -^ | Proposed # of Bedrooms in project: ij^n^a^iie^^^^^a^i^^^^^gi^^^^ai^^^^^t.fi^^s^^^^ Sign is: D New D On-premise D 1-sided D On-building Length: D Rqilacement a Off-premise D 2-sided D Multi-Tenant Width:Height: RVis: D New Year: Make: : D Replacement ym#:.JUL OH025 .r. Model: . Show location of: D Driveways D Frontage Roads (include name) D Existing Structures D Well (W) d Septic Tank (ST) D Drain Field (DF) D Holding Tank (HT) D Privy (P) D Lake D River DStream/Creek DPond DPloodplain DWetlands DSlopesover20% N See ^^VH^16 JUL. 0 Setback or distance from furthest extent of structure including caves and overhangs to (include on site plan): Road Centeriine ^. C^Ue.U^ fiA • County Use Only Verified setbacks Front Lot Line/Right-of-Way Side Lot Line 1 (NorthBEastDSouthDWestD, check one) Side Lot Line 2 (NprthDEastDSouth'^WestD, check one) Rear Lot Line ^? (J) ^ ^&4-Q Septic/Holding Tank Drainfield Privy Well Existing Stmcture/Buildmg^^'^^^^^ Wetland Elevation ofFloodplain Ordinary High-Water Mark (OHWM) ^^ /, 3 If o ft- L 350 ft. -^ft. 7/0 ft. ho ft.y/D ft. 1^ft.^fo ft. f,3^c? ft.5&;0.ft. i^_ft.ft. [^{.ft.^\D fit. HA_ft.ft. \5 ft. B$ ft-s ft. IvA ft-ZJo.ft. ft. W5 ft-ft. 1L ft.s ft. Notes/Comments: Other (describe) ^\Ae^C..1M.ft.~~)^ft. o 1 prn: BSKiS B Yes D No Has the location of the proposed project iacluding eaves and overhangs and the sanitary system and weU been staked? If no, what date will this be completed: Did a licensed surveyor mark lot line(s) if project is within 10 feet of required setback? See page 2 of Land Use Application Information for required setbacks. E Yes a No a Yes B No Did property owner or applicant mark lot line(s) if project is within 30 feet of required setback? See page 2 of Land Use Application Information for required setbacks. Is there an existing sanitary system on the property? If yes, what kiad? BDrainfield D Holding Tank D Municipal/Public D Other (describe): lift B Yes D No B Yes D No WiU pressurized water be installed in the structure? If yes, what kind of sanitary system will be installed or used to manage wastewater? D Drainfield D Holding Tank D MunicipaVPublic D Other (describe): E Yes D No Will sleeping occur in the structure? If yes, contact local Uniform Dwelling Code (UDC) for approval and inspection requirements. Is the project associated with any of the following: D Rezone D Class A Special Use D Class B Special Use D Conditional Use D Variance Fee payment will be made via: B Check (attached) D Cash (attached) D debit/credit/echeck (department to call once payment is ready to be taken) How would you like to receive your permit card? D Mail to: OR B Email to: El Property Owner Address B Agent Address E3 Contractor Address D Other (provide Name and Email or Address): All Land Use Permits expire Two (2) Years from the date of issuance if construction or use has not begun. Sanitary Permit issuance, if required, needs to occur prior to Land Use Permit issuance. Failure to obtain a permit or starting construction without a permit will result m penalties. The local Town, Village, City, State or Federal agencies may also require permits. The new construction of one- & two-family dwellings requires review and approval by the local Uniform Dwelling Code (UDC) authority. Additions and alterations to one- and two-family dwellings may require review and approval by the UDC authority. All municipalities are required to enforce the UDC. If subject property is part of a Condominium Plat, applicant hereby certifies and represents that applicant has aU necessary approvals and recorded documents required to complete the project for which this permit is sought mcluding requirements set forth in Wisconsin statutes pertainiug to condominium associations, the Declaration of the Condominium Association in which the property is located, and all other rules, regulations and requirements pertainiag to that Condominium Association. You are responsible for complying with state and federal laws concerning construction near or on wetlands, lakes, and streams. Wetlands that are not associated with open water can be difficult to identify. Failure to comply may result in removal or modification of construction that violates the law or other penalties or costs. For more information, visit the Department of Natural Resources wetlands identification web page, dnr.wi.gov/topic/wetlands, or contact a Department of Natural Resources service center (715)685-2900. I (we) declare that this application, including any accompanying information, has been examined by me (us) and to the best of my (our) knowledge and belief it is true, correct, and complete. I (we) acknowledge that I (we) am (are) responsible for the detail and accuracy of all information that I (we) are providing and that will be relied upon by Bayfield County in determining whether to issue a permit. I (we) further accept liability which may be a result ofBayfield County relying on this information I (we) are providing in or with this application. I (we) consent to county officials charged with administering county ordinances to have access to the above-described property at any reasonable time for the purpose of inspection. Owner(s) or Authorized Agent Printed Name: lv( j^.'C f^A f<? Owner(s) or Authorized Agent Signature: NOTES:^ %K-Date-^T l(e -c'iO^ 1. If you are signing on behalf of the owner(s) a letter of authorization must accompany this application. 2. Specific conditions/instructions may be stated on the face of the issued Land Use Pemiits. Owners, agents, & contractors must all be aware of permit details & conditions and permit card must be posted on property prior to start of project. Zoning ConsuIting/ReaI Estate Services LLC Disclosure 1.1 (we) acknowledge that North Star Realtors and John Podtesny, (John Podlesny owner of North Star Realtors), have no interest in Zoning Consulting/Real Estate Services LLC as Zoning Consulting/ReaI Estate Services LLCand Mike Furtak, owner of Zoning Consulting/Real Estate Services LLC are completely independent of North Star Realtors for this zoning application transaction. 2. Mike Furtak is a licensed Realtor in Wisconsin working as a safes associate for North Star Realtors. 3.1 (we) grant permission to Mike Furtak and all vendors whose services are required to obtain the desired zoning permits access to the subject property/properties. 4.1 (we) authorize Mike Furtak of Zoning Consulting/Real Estate Services LLCto act as our agent to represent our interests during the application process to obtain the required zoning permit(s). 5.1 (we) acknowledge that we are responsible for all costs of services provided by vendors and/or other entities to obtain the required permit(s). 6. l(we) hereby understand that by contracting Mike Furtak and Zoning Consulting/Real Estate Services LLC there is NO GUARANTEE the desired perm'rt(s) will be approved by the issuing authorities. Additionaliy there is no guarantee to the timeframe for the issuance of permits. 7. It is the responsibility of the property owner/contractor/plumber to obtain a Uniform Dwelling Code (UDC) or sanitary permit if required. 8. Mike Furtak and Zoning Consulting/Real Estate Services LLC are only responsible to attempt to gain issuance of the necessary Land Use permit as agreed to. Mike Furtak and Zoning Consulting/Real Estate Services LLC will not act as a general contractor or project manager. The undersigned parties have read and understand the above terms of this disclosure and agree to abide by all terms. Signature ( (^VA^^T^ ^A-f^ "^ Date: June 16, 2025 Print Name: David Racher J^JU^.Signature AJ^^fL^J /<--^<^A-A^_^/ Date:_June 16, 2025~7~"' Print Name: Susan Racher d U I, U I ;.!..;,'::) Bayfield County Impervious Surface Calculations These calculations are REQUIRED per Wl Admin Code NR 115.05(1)(e) and Section 13-1-32(g) and 13-1- 40(h) of the Bayfield County Code of Ordinances. The undersigned hereby makes application for construction, reconstruction, expansion, replacement or relocation of any impervious surface within 300 feet of the ordinary high water mark and agrees that all activities shall be in accordance with the requirements of the Bayfield County Code of Ordinances and all other applicable ordinances and the laws of the State of Wisconsin. Pursuant to Chapter 1, Title 13, Section 13-1-106(d) of the Bayfield County Zoning Ordinance(s), Planning and Zoning Department employees assigned to inspect properties shall have access to said properties to make inspections. Property Owner(s): Susan M. Racher Living Trust Mailing Address: 10303 SW 72 Ave., Miami, FL 33156 Legal Description:J/4, _1/4, Authorized Agent/Contractor Mike Furtak/Randy Bjork Lot(s) #BIock(s) # Property Address 44575 E Cable Lake Road, Cable, Wl 54821 Section, Township, Range See T Gov't Lot 2 wvnshipp^_N, Range j_W Lot # Subdivision Parcel ID # (PIN #) 04- 012-2-43-07-07-205.002-12000 Tax ID # 35344 CSM#Vol & Page Town of: Cable Date:6/16/2025 Impervious Surface: An area that releases as runoff all or a majority of the precipitation that falls on it. "Impervious surface" excludes frozen soil but includes rooftops, sidewalks, driveways, parking lots and streets unless specifically designed, constructed and maintained to be pervious. Calculation of Impervious Surface: Percentage of impervious surface shall be calculated by dividing the surface area of existing and proposed impervious surfaces on the portion of a lot or parcel that is within 300 feet of the ordinary high water mark by the total surface area of the lot or parcel, multiplied by 100. Impervious Surface Standard: Allow up to 15% impen/ious surface but not more than 30% impervious surface on the portion of a lot or parcel that is within 300 feet of the ordinary high water mark. A permit can be issued for development that exceeds 15% impervious surface but not more than 30% impervious surfaces with a mitigation plan that meets the requirements of the Bayfield County Ordinance(s). Existing Impervious Surfaces: For existing impervious surfaces that were lawfully placed when constructed but that do not comply with the standards in Section(s) 13-1-32(g) and Section 13-1-40(h), the property owner may do any of the following: a. Maintenance and repair of all impervious surfaces: b. Replacement of existing impervious surfaces with similar surfaces within the existing building footprint; c. Relocation or modification of existing impervious surfaces with similar or different impervious surfaces, provided that the relocation or modification does not result in an increase in the percentage that existed on the effective date of the county shoreland ordinance, and meets the applicable setback requirements in Section 13-1-32. Impervious Surface Item Dimension Area (Square Footage) -^TExisting House Existing Accessory Sh^< Building^arage^ Existing Sidewalk(s), Patio(s) & Deck{s) ^c\<^ '/l-fe^ covered Porch (es), Driveway^ Other Structures Proposecl'AiSCTTlCTn/House Proposed Accessory Building/Garage Proposed Sidewalk(s) & Patio(s) Proposed Covered Porch(es) & Deck(s) Proposed Driveway Proposed Other Structures Total: NA Being replaced -^£)'~£K^S xl.a<x^_ .-,_ -r ONl^-MN ft n-vkr 3o&--^.^" i3''>jB 7^o '^d ' 1,455 -^r H,HG€) :!/^0^ 3^ I ^ D 1,455 a. Total square footage of lot: 19.94 acres (43,560;= sea.sseA square feei b. Total impervious surface area: c. Percentage of impervious surface area: 100 x (b)/a =fc'7 % If the proposed impervious surface area is greater than 15% mitigation is required.A" ct '^. Total square footage of additional impervious surface allowed: @ 1 5% _ @ 30%. Issuance Information (County Use Only) Inspection Record: Condh:ion(s): Signature of Inspector: __ . ,,, ,— Date of Inspection: Zoning ' ( ) Lakes Classification ( • ) Stormwater Management Plan Required: D Yes D No Date of Approval: u/forms/impervioussurface Created: May 2012 (®Apr 2016; Sept 2020) JUL 0 1 2025 Proofed by: ^e {^ [\y^ Is -eyis^n^ 4c^prl^.s- ^ Zoning Co (to Analysis fateda Ii» bt^:.^ Uttl (t^^Wml» |)™SH^ (n mtWcm-Sft^^^d^^.s^-.ffir'^'ilitsr^ J EL ds CxsfJi^ Lt.il Dptu-a fcLf | I-"-" I [ffl.btMwit,A^»< n^ ^,VSQX<iS-£3 i-t^snmn ^V^-SSSf:l, ^ Sl^.^^f^fyw BWT"Ksi-wm !?wl3i'i'?;ifiwsf^^, FEE "IEiS:3'n7TiE- —Jt ^ ChKielArcWtCCtufc PLLC @S^iu%aE"3'BI ,U-,\;Viu z BQ j§< p.u I!(^ NJs ii^ SITE PLAN NOT FORCONSTRUCTION A0.1 rov NOIUnUSN03aoi ION NVId 3J.IS i USII 0^1 >Bl co !li-?EEi%!iiaS3?:KS;K 3™ wntwtN^V |a»M3V) *i-,<i/tm.twmits &Nii.s!)a 3>IV1 ^w —-__—-————"w;\7wwi A 31^ l^^--":^-s^:~''-~''\:\'^\ \ \,\ \^^-...^^ \E^:^''--^::^::;^^^^\\ \ \^\\\\V' <), 'A <\+'.\*^ ,.^«. m, •C.wtMtwpf; tWM 1. ^R. ff^t^&O) 1RS-; ^WtfW q >M H f<flHll. ysswv^svsw, w| Fi'e'^<?a<*'-re| (^•.luy/ ifsiii t»mj(il|tiU*»/ ^.t^ &tJ Kn-itf^l _iwnr ^<3tW(^T3.f»t*.T,| D-^tT ^«fc..n cw fcia? • c I W 'tT-wi tp^Ht), ?n| Wi^^^fcl tU.tC-K^p! n-TWw^tii •I R^.™^ I <-a.-" •ill •tl •a-Mc-w ^^<^S1| i^t^iytrAFpi.DHflFn.tff>s)ji•*K IW |U m^ey •ai •e^wjtf-wy wttfea tetUtUB^qi] iassa .„•„.( i^p^-t a-if.f^FFU ^^semf^.fw^ftti-ij ,e^&ss5n^- 35"IW ^n "s t ^.^ --a£SI....L'"MUCT <kwv^ i K'ZVTIJH W-^ ftJ?«] '<WW't StiiRStfliirwytsHflS fnKTlK i.</.^--.>3 u-,-^1 t>itu-iK^»fcrt •^•VM.Sfl.-'ftK,^ fwt« 8t303TAff KlWlffi l?'llt[wf BisAjsuy 8p<>3 5UJU07 3ani33iiH3av13StH3 -^7p^^_^^^ ^o-j^ Bayfield County, Wl SUSAN)MlRACHEOTI.tVING.fff!UST•'^yff&S&S^"zelv^^,»,'!^y.t^^lSiTaxli| |aARRyMMVSTAlJiR'ADl'OFjjRE^Cl»INGiT.RU^ 6/16/2025, 12:01:01 PM Rivers I I Approximate Parcel Boundary A11 Roads Lakes l__J Section Lines Tie Lines ~~ ~ Government Lot Meander Lines I—I Municipal Boundary Town Survey Maps UnRecorded Map Recorded Map Building Footprint 2009-2015 Existing Driveways Buildings 0.02 1:1,566 0.04 0.07 ml 0.03 Bayfletd 0.06 0.12km Bayfield County Land Records Department ,l(ii:/(nn|is.lKiyli.3!il.;nnnly.v,l.gimBay(lcMWAR/ MAP OF SURVEY PART OF GOV'T, LOT 2, SECTION 7, T, 43 N., R. 7 W., AND PART OF GOV'T. LOT 1, SECTION 12, T. 43 N,, R. 8 W., ALL IN THE TOWN OF CABLE, BAYFIELD COUNTY, WISCONSIN. ^, SUKVEVOft'S CERTinCATE THAT W WC OROCft OF Pj /?OtS£H, I HAVE SW/DTO WO MWW A PARCT1. Of LWOLOCATED W GOVT. LOT 2. SECTtOH 7 ?0 PWT OF COVT. ? I, SECTXW 12. ALL W T, 43 H.,R, 7 w,, HI •nre TOW! Or CAK£. SAtftER COWflTC, WSCC??t; THAT WO SUWEV TO WE BEST OF W KIWSIEOCE WO BEUO-, Ltf€ TALltCLIK;L3 A.L5: ^E ECARfiS 67*'ijyH 7S"H 84' I.?-1 03'00'WM_53'00' 03'CO' .BIS.TAWE.S5, 73ioftoon. i?4S.OO CURVECURVECl TABLE: ..ARC95. 44 ECLTA27-g4'30'RADIUSl99r 50 '«%"MS1,JH1.53 WD, ...S. 87' 5cmira<'45' U 1 A TOTAL AREA 868,600 SQ. FT.± 19.94 AC.± (INlJljUjijNC R^IAP R^ It ASSUME? TO S/fl S iW14- »». SCAi£: W€ ff/CH ° tOO FEET too fW ^ CABLE \ LECCHD • FOWID l-f/4' RW W£ IWIKS wro 0 StT <'{<W) X !S" KWH f>y£ {) wcowa WTA 0 H£C, fW: OM. EICC. UfS CLIENT: PJ ANDERSEN iWft ?7/ff37sws: r » w ORVTW W JRH ffl£- MAfflW/STC? ACW: W7_OJ7 PA& WWBR03 /®. 8^7/PG.WSfffiET f W I HEART OF THE NORTHSURVEYING OF HAYWARD, INC. MWL- WVffiKWSJSMW^COU Sep 04 07 lliOSa King Realty 715-788-4887 p.2 ^ 8^ ./' RD.,^^-~——^L^^ "t^ ® £Nj 5C^ i E&'^°^^^' fclii3gl3Egg" lllhw^ ,^l.ts § s •ll:l2 It1} »0 Outlook Re: Racher Cabin Square Footages From Audrey Crandell <audrey@chiselarch.com> Date Tue 6/17/2025 11:56 AM To Michael Furtak <mfurtak11@gmail.com> Cc Sara Whicher <sara@chiselarch.com>; Marcy Townsend <marcy@chiselarch.com>; Susan Racher <smracher@gmail.com> Hi Mike, Second Level square footages without eaves are: Existing: 831 sq ft Proposed: 1074 sqft Thank you for the information on the patio restrictions. Let me know if there is anything else you need. Best, Audrey ^i-U;2.}!.L intASCHITCCTURF NII il1111 <JULAUDREY E. CRANDELL Associate AM ".^ii.:ii Chisel Architecture PLLC 328 Barry Avenue S., Suite 110 Wayzata, Minnesota 55391 c. 612.212.7239 cMselarch. corn Michael Furtak <mfurtak11@gmail.com> Racher Cabin Square Footages 1 message Audrey Crandell <audrey@chiselarch.com> Fri, Apr 11, 2025 at 3:10 PM To: "Mfurtak11@gmail.com" <Mfurtak11@gmail.com> Cc: Sara Whicher <sara@chiselarch.com>, Marcy Townsend <marcy@chiselarch.com> Hi Mike, Thanks for the call earlier. Here are the square footages we talked about: • Main level to eaves = 1,455 sqft • Upper level to eaves = 1,298 sqft The overhangs vary by location, sheets A1.3 and A1 .4 will indicate the dimensions. Have a great weekend, Audrey <x ^Ci-UTECTURE E. Associate AIA Chisel Architecture PLLC -- JU[. (M ?p?( 328 S., 110 :':/^.; :-., 7 c. 612.212.7239 chiselarch.com Outlook Re: Racher Cabin Square Footages From Audrey Crandell <audrey@chiselarch.com> Date Man 6/16/2025 2:03 PM To Mfurtak11@gmail.com <Mfurtak11@gmail.com> Cc Susan Racher <smracher@gmail.com>; randy bjork <rlbbuilders@yahoo.com>; Sara Whicher <sara@chiselarch.com>; Marcy Townsend <marcy@chiselarch.com> Bl 3 attachments (4 MB) 250616 Racher Cabin Site Plan.pdf; 250616 Racher Cabin South Elevation.pdf; 250616 Racher Existing Cabin Setpdf; lljj "\ l!'' K I! W !'i jj]| Hi Mike, l;:!y!""" 1;- /""r"! l";ri. It was a pleasure talking to you this morning. I have attached updated drawings with the information you requested, including a site plan with the square footages, South elevation with the building height, and the as-built set. Square Footage Breakdown: o Existing Cabin (@ foundation) = 1372 sq ft o Existing Deck & Steps = 322 sq ft o New Cabin (@ foundation) = 1324 sq ft ^ jj ^. ^\ ^ C l/!o C^^CS. • + Bay Window ©Main Level = 12 sq ft oct/u o New Deck Steps and Patio = 289 sq ft After our phone call, I recalled that Susan and David would prefer having a patio instead of a deck; are there any restrictions that would prevent them from making this change? To keep you updated on the timeline, we probably won't be able to get structural back until after the 4th. Let us know if there is anything else you need from us! Regards, Audrey RACHER CABIN OWNER] Su»an & David Rochsr10303 SW 72nd Av«nu» Miami. Fl 33156 Contad: Susan Racher Phorr: 305.323.9S45 Email; tmrach<r@8fr>ot)-co"n CONTRACTOR] Randy Bjork 8uil(l«Fl, UC 42630 U.S. Highway <3Cabin, Wl i4»2! Contact: Randy 6jori( Phon.: 715.558.H84EmaEl: rlbbuildert@yahoo.com STRUCTURAL ENGINEER; Homon Group58S1 Cedar lake Kd. Sulle 202 Sl. louis Park, MN 55416 Contact: Travor Axnar Phona; 612.859.8849 Email: lf6vor.oxrter@hQniongrovpmn.com SHEET INDEX ARCHiriCTUaALA9.0 A0.1AI.O A1.1AUAL3 A5.0A5.S A5.2 A5.3 A5.-1 A3.5 OEHtltAUtpOU/ATtON sire PI.AH lovrts IEVCL n<wMA)M»VEtflAh!SUfTEtttEVEtPUNSATI1C PUNSROOF FtANEUVATOHSELEVATIONSfitHlDlNG StCnOHSBUtlDfNO StCnONINfTEiijOHElEVATlOHSiWERIOilElEVAHONStWEEJOHElEVWIOHS1NITERIOBEIEVAT10HStNTERiOR ELEVATIONS|NTEA|OREt£VAr|OHS EX1.0 EXISTIHQ IOWEII LEVEl PtAHEX1.1 EKISTINGMAjMLEVHPLAN EXU EXISTING UFFER IEVEL PLAN! STING ROOF MANiSTINOElEVATfOMSISTlNGEieVAHONS EX3.0 EXISTING BytlDtNG SE010NS //I/ ARCHITECTURAL DESIGN; Child Arctilladura PltC 32a8<nryAvBS,SuHe HOWayzala, MN 55391 Conlctd; Marcy Towniand, Sara V/fiicher fhom: 952.426.86(3 E-mail: (ncircy@ctiitfibrch.conn, tara@chltelQrch.com ^ Ch!t6lAfCh!l<a;lurePLLC g;jg;^i%i;ai£Ku51~ CO §5< pU 3^ iu ^ ^I s!a~y §s3 COVER SHEET NOT FORCONSTRUCTION ABBREVIATIONS nwpl Fu-K^.flif;) CT^t T*13 (Oil NOTES iKi»^ti»MtToeifKuicp^rro*ciq^tflit wcotimciKXWOmH,Vi'ynHo of ^M autiOts iro nt; cowtttfHEDUIt Crt CCWIACTOWi. 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WISCONSIN 5.1521 VI ^ ———^> -_—^> —€> -^3> ^^ ^ !"'1 l i' /' ^"-.n i 'LU^ m 10 01§3§pzs"ii s I RACHER CABIN A1S75 EAST CABLE IAK6 ROAD CABIS. WISCONSIN .5-U21 Nt !l?iSIS B!1 rjilI 'I 0^ ^ EnSItNQ^EASt EtWAKON 0- lOW»tC.tL[E>Jir ^ Cliiacl Afchtteclurt Pt-LC ^•g^KK^a-Sf' z BO S.5< s;S I!g llI '^yQ §32 EXISTINGELEVATIONS N01 FORCONSTRUCTION EX2.0 -^|»| j KjIJItl i.iliiliillSsH! IZST: NISN03SIA '3laV3OVOil 3>V1 31SV3 JSV3 9ZSW Niavo y3H3vy uzZO .0 §1Q MIX ^ <$—— ^^-— I(S <3^—- 1-1 [.——-I--] 10'\ F;B2^tis"t3^1 5rtylL t7^ <s^-—~r 9zoz L o mr 2 ) ^jyTOTi^SVEBSEBUIlDiHa SECTION LOOSINONOSl'tH age 1 of 2 Date: June 09, 2025 Case No.: 25-05-1548A LOMA Federal Emergency Management Agency Washington, D.C. 20472 LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT (REMOVAL) COMMUNn-YAND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION COMMUNn-Y AFFECTED MAP PANEL BAYFIELD COUNTY,WISCONSIN (Unincorporated Areas) COMMUNITT NO.: 550539 A portion of Government Lot 1, Section 12, Township 43 North, Range 8 West, as described in the Warranty Deed recorded as Document No. 2007R-516659, in Volume 980, Pages 444, 445, and 446, in the Office of the Register of Deeds, Bayfield County, Wisconsin The portion of property is more particularly described by the following metes and bounds: NUMBER: 55007C0985D DATE: 12/16/2011 FLOODING SOURCE: CABLE LAKE APPR^XITVIATE LATtTUDE^LONGITUDE OF PROPE^^ SOURCE OF LAT & LONG: LOMA LOGIC DATUM: NAD 83 DETERMINATION LOT BLOCK/SECTION SUBDIVISION STREET OUTCOME WHAT iS REMOVEDFROM THE SFHA FLOODZONE 1% ANNUALCHANCEFLOODELEVATION(NAVD 88) LOWESTADJACENTGRADEELEVATION(NAVD 88) LOWESTLOTELEVATION(NAVD 88) 44575 East Cable Lake Road Portion of Property x (unshaded) 1375.0 feet Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) LEGAL PROPERPi' DESCRIPTIONPORTIONS REMAIN IN THE SFHAZONE A STATE LOCAL CONSIDERATIONS TnTs-aocument proviaes me-FederarEmergency TOanagement Agency's determination regarding a request tor a Letter or Map Amendment Tor tne property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the described portion(s) of the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This document amends the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Mapping and Insurance exchange (FMIX) toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA 22304-6426. ;2^/^ David N. Bascom, Acting Director Engineering and Modeling Division Risk Analysis, Planning and Information Directorate age 2 of 2 | [Date: June 09, 2025 Case No.: 25-05-1548A LOMA ^ffi^,Federal Emergency Management Agency Washington, D.C. 20472 LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) LEGAL PROPERTT DESCRIPTION (CONTINUED) COMMENCING AT THE SOUTH 1/4 CORNER SEC 7 - T43N - R7W, THENCE N45°28'16"W 3575.00' TO THE POINT OF BEGINNING; THENCE "L1" S66°44'52"W 35.15'; THENCE "L2" N82°16'30"W 28.66': THENCE "L3" N24°39'44"W 13.50'; THENCE "L4" N06°51'27"W 67.21'; THENCE "L5" N85°21'28"E 62.85'; THENCE "L6" S08°59'07"E 74.99' TO THE POINT OF BEGINNING PORTIONS OF THE PROPERTT REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 1 Property.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. ZONE A (This Additional Consideration applies to the preceding 1 Property.) The National Flood Insurance Program map affecting this property depicts a Special Flood Hazard Area that was determined using the best flood hazard data available to FEMA, but without performing a detailed engineering analysis. The flood elevation used to make this determination is based on approximate methods and has not been formalized through the standard process for establishing base flood elevations published in the Flood Insurance Study. This flood elevation is subject to change. STATE AND LOCAL CONSIDERATIONS (This Additional Consideration applies to all properties in the LOMA DETERMINATION DOCUMENT (REMOVAL)) Please note that this document does not override or supersede any State or local procedural or substantive provisions which may apply to floodplain management requirements associated with amendments to State or local floodplain zoning ordinances, maps, or State or local procedures adopted under the National Flood Insurance Program. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Mapping and Insurance exchange (FMIX) toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA22304-6426. David N. Bascom, Acting Director Engineering and Modeling Division Risk Analysis, Planning and Information Directorate ,X-1388.4'- -"\ HAG/ 2ND FLOOR 1388.4' ORDINARY HIGH WATER MARK 1374.5' I ^^ 8Vgnotwe HAG - HIGHEST ADJACENT GRADE LAG - LOWEST ADJACENT GRADE BM - SET NAIL IN PINE STUMPX-XXXX.X' SPOT ELEVATIONS REMOVAL AREA TO BUILD ABOVE ELEVATION 1375,0' FOR NEW CONSTRUCTION ALL ELEVATIONS NAVD88 LINE TABLE LINELl\ L2\ L3\ L4\ L5\ '.6 L7\ BEARING S71°40'29"W S79°04'30"W N78°08'10"W N28°00'54"W N09'24'53"W N85''21'28"E S03'24'18"E LENGTH 16.50' 21.61' 14.61' 12.99' 56.93' 62.85' 66.55' SOUTH 1/4 CORNER SEC 7 -T43N - R7W Wit. 1,WI-WlO.fWTWWiDMW3UC7WfTif/fOnMJlO\.•'AWtAWfltiaWTHEOWnWiWlfmHRf/AfmOfAUKt 0,<AWV!GA8t£ SmAM i5 SV3XCT FO THf FWUC ffiWmWWASi£WATtKSTHAJ tS £STABUSH[D WiWR AKTI^LE IX, S£CtlW 1, OF THEsrAncOfmfjunWf + ELEVATION SURVEY LOCATED IN GOVT. LOT 2, SECTION 07 - T43N - R07W, TOWN OF CABLE, BAYFIELD COUNTY, WISCONSIN. eiwpmcsaLE SUKVEYOR'S CeHTIFICArE /, rOOOC. GOOLO. A PROFE5510HM LAHD SURVEYOR IN THE STftTE OF WfSCONSW,DO MREOY CERTIFY THIS MAP IS A CORRECT REPRESWTAriON OF W£ LANDSUm'E/tO TO THC BEST Of TOE PROWSSIOtlM lANDSUSVeYOKS KHOWieceE ANDBcuer iFSernt imecioNtFKo roonc.GQotoPROFESSIOtML LMID SUWEYOFIWfSCOHSiH REGti 8-2489 WWHOHMW -UWK/rtWn.W, WPPIW. AERiAL CiWX WViCK 715.i6S9.6St7, Wfft^WIWWHrHLAWWt^ ifwrroorKG ClttCKWffYTODD C GOOU>074M7.DWG \ S/W02S RACHER FAMILY MAPOFSUMCY MTEOFnftOf/OM-4/10/2015 \SMET1 OF1SHCET Federal Emergency Management Agency Washington, D.C. 20472 June 09, 2025 MR. TODD GOOLD POINT NORTH, INC. P.O. BOX 446 HAYWARD, WT 54843 DEAR MR. GOOLD: CASE NO.: 25-05-1548A COMMUNITY: BAYFIELD COUNTY, WISCONSIN (UNINCORPORATED AREAS) COMMUNITY NO.: 550539 This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NTIP map, our determination is shown on the attached Letter of Map Amendment (LOMA) Determination Document. This detennination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide mformation regarding the subject property and LOMAs. Please see the List of Enclosures below to determiae which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Insurance eXchange (FMDC) toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA 22304-6426. Sincerely, 2^^ David N. Bascom, Acting Director Engineering and Modeling Division Risk Analysis, Planning and Information Directorate LIST OF ENCLOSURES: LOMA DETERMINATION DOCUMENT CREMOVAL) ec: State/Commonwealth NFIP Coordinator Community Map Repository r r ^ ~ Region : ' - Federal Emergency Management Agency WasMngton, D.C. 20472 ADDITIONAL INFORMATION REGARDING LETTERS OF MAP AMENDMENT When making determinations on requests for Letters of Map Amendment (LOMAs), the Department of omeland Security's Federal Emergency Management Agency (FEMA) bases its determination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new mformation may be generated that would supersede FEMA's determination. In such cases, the community will be informed by letter. Requesters also should be aware that removal of a property (parcel of land or stmctm-e) fi-om the Special Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program (NEEP) map. The effect of a LOMA is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMA is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase requirement because the lender imposed the requirement. The property owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMA provides FEMA's comment on the mandatory flood insurance requirements of the NFBP as they apply to a particular property. A LOMA is not a building permit, nor should it be construed as such. Any development, new construction, or substantial improvement of a property impacted by a LOMA must comply with all applicable State and local criteria and other Federal criteria. Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding event with a greater magnitude than the base flood. la fact, more than 25 percent of all claims paid by the MJb'lP are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X (unshaded). More than one-fourth of aU policies purchased under the NFBP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore, FEMA encourages the widest possible coverage under the NFEP. LOMAs are based on minimum criteria established by the NFIP. State, county, and community officials, based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the SFHA. If a State, county, or community has adopted more restrictive and comprehensive floodplain management criteria, these criteria take precedence over the minimum Federal cntena. LOMAENC-1 (LOMA Removal) In accordance with regulations adopted by the community when it made application to join the NFIP, letters issued to amend an NFFP map must be attached to the community's official record copy of the map. That map is available for public inspection at the community's official map repository. Therefore, FEMA sends copies of all such letters to the affected community's official map repository. When a restudy is undertaken, or when a sufficient number of revisions or amendments occur on particulai- map panels, FEMA mitiates the printing and distnbution process for the affected panels. FEMA notifies community officials in writing when affected map panels are being physically revised and distributed. In such cases, FEMA attempts to reflect the results of the LOMA on the new map panel. If the results of particular LOMAs cannot be reflected on the new map panel because of scale limitations, FEMA notifies the community in writing and revalidates the LOMAs in that letter. LOMAs revalidated m this way usually will become effective 1 day after the effective date of the revised map. Bayfield County, Wl 448:il}WCA8lEI.AKE,R(; -.lfe fWCABlFtAKERD .4-16801'.',' CABLE tAKE'RO 444S>4:WCABIE.LAKERD Tax IDS 0 ^' \ "Sectio'n 12l"i ^ \ I...J I \. 0 M •m v f- imw i, K & P;BRO PROPERTIES LIC I Tax IDB 9366 ; ")) F.C.MUU.AKc.HD •~\\ RICHARD E MINKIEY& SUSAN K'HUNTERUV flRUST, TaxlDWB.m ""*-:,. Wt'-.'i: CABl.i; i.AKE RD '""'"»-<. .MMA'ECTOIEI.AKF s,^. —:\4i 2 s Section 7| .COOPLIUM LIC ]T«X IDtt 8474 'COOPl-IUM >.l-c 1(1 WilD"a480 1fe DOUGLAS R.;HOELSCHER,TRUSTEE T»X'ID?8')781 \44.l5»5.WAlDRi BARRY & CRYSTAL RAOtOFF REV LIVING TRUST Tax 10» 84 70 BARRY & CRYSTAL RAOLOFF REV LIVING,TRUST, iTtX-IOH 8475 44521') E CABt.E1 IAKF RC DOUGtAS HOELSCHHR TRUSTEE Tax ID-8477 4/8/2025, 5:06:02 PM Override 1 I i Approximate Parcel Boundary survey MaPS Rivers 1__1 Section Lines Lakes ~ Government Lot Tie Lines I—I Municipal Boundary Meander Lines A" Roads Town UnRecorded Map Recorded Map Corner Tie Sheets Section Corner Monument on File Building Footprint 2009-2015 Existing ,,.^ New |u<llllUnknown |||| Driveways Buildings 0.04 1:3,132 0.07 0.15ml 0.05 0.1 layfield 0.2km Bayfidd County Land Records Department hH ps: //maps. bayffeidcounty.wi, gov/S a ylw IdWAB/ Bayfield County, Wl kTaxjlDffIO isu5ANiMiRAcH£Riavii<3E^5a D#/35 ISPMMS^K^l '/ WISCONSINDEPORTMENT OFNATURAL RESOURCES ^:T»SWt: Cable Lake i .if, ) Wetland Class Points >, Wetland too small to ^.gL. delineate i^;;;i Wetland Class Areas[;l;;;;j Open Water 2AK Lakes and Open Water j j County Boundaries County and Local Roads Local Road Notes: Map Location AN Map:350 700 Feet 100 200 Meters Map projection: NAD 1983 HARM Wisconsin TM Service layer Credits:Wisconsin Wetland Inventory NWI (Dynamic): Calvin Lawrence, Dennis Welse, Nina Rlhn, Cities, Roads &Boundaries:, Surface Water (Cached): WiDNR, USGS, and other data ThismaDlsaDroducteeneiratedbvaDNftwebmaDointfaDDlkallon. This map is for informationat purposes only and may not have been prepared for or be suitable for (egal, engineering, or surveying purposes. The user is sotety responsible for verifying theaccuracy of i'nformaUon before using for any purpose. By using this product for any purpose user agrees to be bound by ati dlsclaimeis found here: t^SSlMS£^£SBSM^l^^l-Date Printed: 6/16/2025 H;)5 AM OTHER AREAS ApjprosBsmsts tesafen fcasfr;! en usw w.pvt and ekes net reprsssot a?i eiAb^a^>% popArtyfccafam Sfited-rf Ffe&'rfl.tap Ssvsdary t^^oataA^^a^a r^D^DstsAvalatei Vfsms^ped Ares d yi^msi rg?d Haza^ ^-f x g Effe^-fii-oyss Area cf midst&nMfid F?owj Kazsri &>-9 D 0-t(^rei£a Psotsctsil &f63 tosstil Bsfiwr IR-wavfoa S^taOT Area : SSEfiiAt HJQQQKUURDM1EA5 OTHER ARiAS OFR.OOD HAZARD wered by Esri (http://www.esri.com/) .Wt»Bnnt»l»ti 'i gwts'tcsy flteNwiy ^^'AS, .«, ^•, »* ^ l O.St% AftfUiat Chattel Ftood Haiarrf. 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Uike, OT Ffoodwatl ^ Share This Page. | Home (//wvwv.fema.gov/) Download Plug-ins (https://www.fema.gov/about/website-information/plug-ins). j[tLB;p<>://www.fema.gov/about) Privacy Policy fhttps://www.fema.gov/about/website-information/privacy-policyl FOIA fhttps://www.fema.gov/foia) Office of the Inspector General (bttps://www.oig.dhs.gov/1 Strategic Plan fhttps://www.fema.gov/about/strategic-planl Whitehouse.gov ?https;//www.whitehouse.gov) DHS.gov (https://www.dhs.gov) Reacly.gov (bttps://www.ready.goy) USA,gov (https://www.usa.gov1 DisasterAssistance.goy j;https://www.dlsasterassistance.gov/), ,!UI U I ^Ui[3 BHort Fraud,Waste & Abuse (https://www.olg.dhs.gov/hotHne), — Official website of the Department of Homeland Security SUSAN M. RACHER LIVING TRUST DATED DECEMBER 17,1993 Restatement dated ^^.^. cj 2014 LAW OFFICES PACKMAN, NEUWAHL & ROSENBERG 1500 SAN REMO AVENUE, SUITE 125 CORAL GABLES, FLORIDA 33146 (305) 665-3311 Susan M. Racher Living Trust Table of Contents Article One Section 1.01 Section 1.02 Section 1.03 Section 1.04 Section 1.05 Article Two Article Three Section 3.01 Section 3.02 Section 3.03 Section 3.04 Section 3.05 Section 3.06 Section 3.07 Section 3.08 Section 3.09 Article Four Section 4.01 Article Five Section 5.01 Section 5.02 Section 5.03 Section 5.04 Section 5.05 Section 5.06 Section 5.07 Section 5.08 Section 5.09 Establishing My Trust.............................................. 1-1 Identifying My Trust.............................................................. 1-1 Reliance by Third Parties....................................................... 1-1 Transferring Property to My Trust......................................... 1-2 Powers Reserved by Me as Settlor......................................... 1-3 Grantor Trust Status............................................................... 1-4 Family Information................................................. 2-1 Trustee Succession Provisions................................ 3-1 Resignation ofaTmstee........................................................ 3-1 Trustee Succession During My Lifetime............................... 3-1 Tmstee Succession After My Death ...................................... 3-1 Notice of Removal and Appointment.................................... 3-4 Appointment of a Cotmstee.................................................. 3-4 Corporate Fiduciaries............................................................. 3-4 Incapacity of a Trustee........................................................... 3-4 Appointment of Independent Special Trustee........................ 3-5 Rights and Obligations of Successor Trustees....................... 3-6 Administration of My Trust During My Incapacity .....„...„.„„.„„„„...........„..„..„....„.„...........4-1 Trust Distributions During My Incapacity............................. 4-1 Administration of My Trust Upon My Death............ 5-1 My Trust Becomes Irrevocable.............................................. 5-1 Administrative Trust.............................................................. 5-1 Payment of Expenses and Taxes............................................ 5-1 Restrictions on Certain Payments from Retirement Plans....................................................................................... 5-1 Payment of Death Taxes........................................................ 5-2 No Apportionment Between Current and Future Interests.................................................................................. 5-3 Coordination with My Personal Representative.................... 5-3 Authority to Make Tax Elections........................................... 5-4 Payment of Charitable Bequests............................................ 5-5 Susan M. Racher Living Trust J Article Six Section 6.01 Section 6.02 Section 6.03 Section 6.04 Section 6.05 Article Seven Section 7.01 Section 7.02 Article Eight Section 8.01 Section 8.02 Section 8.03 Section 8.04 Section 8.05 Section 8.06 Section 8.07 Article Nine Section 9.01 Section 9.02 Section 9.03 Section 9.04 Section 9.05 Section 9.06 Section 9.07 Article Ten Section 10.01 Section 10.02 Article Eleven Article Twelve Section 12.01 Section 12.02 Section 12.03 Section 12.04 Disposition of Tangible Personal Property............ 6-1 Distribution of Tangible Personal Property by Memorandum.........................................................................6-1 Distribution of Remaining Tangible Personal Property......... 6-1 Definition of Tangible Personal Property............................... 6-2 Incidental Expenses and Encumbrances................................ 6-2 ResiduaryDistribution...............—.—.................—.................6-2 Creation of Trust Shares Upon My Death................ 7-1 Division of the Remaining Tmst Property.......:...........—.—... 7-1 Disposition of Property Upon Disclaimer by My Husband... 7-2 The Marital Trust........................................................ 8-1 Distributions of Net Income................................................... 8-1 Distributions of Principal....................................................... 8-1 Nonproductive Property......................................................... 8-1 Testamentary Limited Power of Appointment...................... 8-1 Separate Share for Disclaimed Property................................ 8-2 Qualified Terminable Interest Property................................. 8-2 Termination of the Marital Tmst at the Death of My Husband................................................................................. 8-2 The Credit Shelter Trust............................................ 9-1 Credit Shelter Trust Beneficiary............................................ 9-1 Separate Share for Disclaimed Property................................ 9-1 Distribution of Income and Principal..................................... 9-1 Guidelines to My Trustee....................................................... 9-1 Lifetime Limited Power of Appointment............................. 9-2 Testamentary Limited Power of Appointment...................... 9-2 Termination of the Credit Shelter Trust................................. 9-2 My Descendants' Trusts ...................................... 10-1 Division of My Trust Property............................................. 10-1 Administration of Descendants' Tmsts .............................. 10-2 Remote Contingent Distribution............................. 11-1 Distributions to Underage and Incapacitated Beneficiaries......................................................... 12-1 Supplemental Needs Trust................................................. 12-1 Underage and Incapacitated Beneficiaries........................... 12-6 Methods of Distribution....................................................... 12-7 Retention in Tmst................................................................ 12-7 Susan M. Racher Living Trust .JUL i.- Section 12.05 Article Thirteen Section 13.01 Section 13.02 Section 13.03 Section 13.04 Section 13.05 Article Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Fourteen 14.01 14.02 14.03 14.04 14.05 14.06 14.07 14.08 14.09 14.10 14.11 14.12 14.13 14.14 14.15 14.16 14.17 14.18 14.19 14.20 14.21 Section 14.22 Section 14.23 Section 14.24 Section 14.25 Section 14.26 Section 14.27 Article Fifteen Section 15.01 Section 15.02 Section 15.03 Section 15.04 Application of Article.......................................................... 12-8 Retirement Plans and Life Insurance Policies...... 13-1 Retirement Plans.................................................................. 13-1 Life Insurance Policies......................................................... 13-2 Limitation on Liability of Payor.......................................... 13-3 Collection Efforts................................................................. 13-3 No Obligation to Purchase or Maintain Benefits................. 13-3 Trust Administration ............................................ 14-1 Distributions to Beneficiaries .............................................. 14-1 Trust Decanting; Power to Appoint in Further Trust........... 14-1 Beneficiary's Status............................................................ 14-2 Mandatory Payments of a Pecuniary Amount ..................... 14-2 No Court Proceedings.......................................................... 14-3 No Bond............................................................................... 14-3 Exoneration of My Trustee.................................................. 14-3 Limitations on Trustee Liability.......................................... 14-3 Trustee Compensation......................................................... 14-4 Employment of Professionals.............................................. 14-5 Exercise ofTestamentary Power of Appointment............... 14-5 Determination of Principal and Income............................... 14-5 Tmst Accounting................................................................. 14-7 Information to Beneficiaries................................................ 14-7 Action ofTmstees and Delegation of Trustee Authority..... 14-8 Trustee May Disclaim or Release Any Power..................... 14-9 Tmstee May Execute a Power of Attorney.......................... 14-9 Additions to Separate Trusts................................................ 14-9 Authority to Merge or Sever Tmsts.................................... 14-9 Authority to Terminate Trusts ........................................... 14-10 Discretionary Distribution to Fully Utilize Basis Increase Upon Death of Beneficiary.................................. 14-10 Discretionary Distributions to Spouse............................... 14-11 Merger of Corporate Fiduciary.......................................... 14-1 1 Funeral and Other Expenses of Beneficiary ..................... 14-11 Marital Deduction Qualification........................................ 14-11 Generation-Skipping Transfer Tax Provisions .................. 14-12 Independent Trustee May Confer Testamentary Power of Appointment.................................................................. 14-13 My Trustee's Powers............................................... 15-1 Introduction to Trustee's Powers......................................... 15-1 Execution of Documents by My Tmstee ............................. 15-1 Investment Powers in General............................................. 15-1 Banking Powers................................................................... 15-2 Susan M. Racher Living Trust ~ ^ ; ;[ Ill Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Article Section Section Section Section Section Section Section Article Section Section Section Section Section Section Section Section Section Section Section 15.05 15.06 15.07 15.08 ] 5.09 15.10 15.11 15.12 15.13 15.14 15.15 15.16 15.17 15.18 15.19 15.20 15.21 15.22 15.23 15.24 15.25 Sixteen 16.01 16.02 16.03 16.04 16.05 16.06 16.07 Seventeen 17.01 17.02 17.03 17.04 17.05 17.06 17.07 17.08 17.09 17.10 17.11 Business Powers.................................................................. 15-2 Contract Powers................................................................... 15-4 Common Investments......................................................... 15-4 Environmental Powers.....—.........—........—...—....—............. 15-4 Farming and Ranching Operations...................................... 15-5 Insurance Powers................................................................. 15-6 Loans and Borrowing Powers.............................................. 15-7 Nominee Powers......„........—.........................—................... 15-7 Oil, Gas and Mineral Interests ............................................. 15-7 Payment of Taxes and Expenses.......................................... 15-8 Purchase of Assets from and Loans to My Probate Estate.................................................................................... 15-8 Qualified Family Owned Business Interests Deduction...... 15-8 Qualified Real Property Valuation....................................... 15-8 Qualified Tuition Programs ................................................. 15-8 Real Estate Powers............................................................... 15-9 Residences and Tangible Personal Property........................ 15-9 Retention and Abandonment ofTmst Property................. 15-10 Securities, Brokerage and Margin Powers......................... 15-10 Settlement Powers.............................................................. 15-11 Subchapter S Corporation Stock Provisions...................... 15-11 Limitation on My Trustee's Powers .................................. 15-14 General Provisions................................................ 16-1 Maximum Term for Tmsts................................................... 16-1 Spendthrift Provision........................................................... 16-1 Survivorship Presumption.................................................... 16-1 Divorce, Annulment or Separation..................................... 16-1 Changing the Governing Law and Situs of Administration.................................................................... 16-2 Definitions............................................................................ 16-2 General Provisions and Rules of Construction.................... 16-8 Special Provisions................................................... 17-1 Provision for Liabilities ....................................................... 17-1 Indemnification.................................................................... 17-1 Reimbursement.................................................................... 17-1 Discharge and Release of Trustee by Beneficiaries............. 17-2 Exercise of Discretion.......................................................... 17-4 Discretionary Powers........................................................... 17-4 Spendthrifi Provisions.......................................................... 17-4 Residence as Homestead...................................................... 17-7 Nonjudicial Modification..................................................... 17-7 Waiver..................................................................................17-7 Allocation of Receipts and Disbursements.......................... 17-7 Susan M. Racher Living Trust IV Section 17.12 Section 17.13 Section 17.14 Section 17.15 Section 17.16 Section 17.17 Section 17.18 Section 17.19 Section 17.20 Section Section Section Section Section Section Section Section 17.21 17.22 17.23 17.24 17.25 17.26 17.27 17.28 Florida Trust Code ............................................................. 17-9 Designated Representative................................................... 17-9 Appointment of Designated Representative by Appointment Committee.................................................... 17-10 Certain Trustees' Limited Power of Amendment.............. 17-11 Transfer of Trust Estate to Various Types of Entities....... 17-15 Allocation, Distribution, and Division of Trust Estate...... 17-16 Names, Consolidation, Division and Joint Investments of Trosts............................................................................. 17-16 Retirement Plan Interests and Similar Property................. 17-16 Acts Necessary to Effectuate the Provisions of this Agreement.......................................................................... 17-17 Limitation of Powers....................................................... 17-17 Cause.................................................................................. 17-17 Bad Faith............................................................................ 17-17 Certain Words.................................................................... 17-17 Spouse................................................................................ 17-17 Legal Age of Majority ....................................................... 17-18 Florida Statutes and Constitution....................................... 17-18 Limitation on Interested Tmstee's Powers ........................ 17-18 ISil Susan M. Racher Living Trust Susan M. Racher Living Trust ... jiji. o 1 Article One Establishing IVIy Trust On December 17, 1998,1 established the Susan M. Racher Living Trust, and reserved the right to amend the trust agreement, in whole or in part. On this day, .^-CowJ^T. ^ _, 2014, I now exercise my power to amend that agreement, in its entirety, so that after amendment the Susan M. Racher Living Trust states as follows: The parties to this restated agreement are Susan M. Racher (the "SetUor") and Susan M. Racher (my "Trustee"). I intend that this agreement create a valid ta-ust under the laws of Florida and under the laws of any state in which any trust created under this agreement is administered. The terms of this t-ust agreement prevail over any provision of Florida law, except those provisions that are mandatory and may not be waived. Section 1.01 Identifying My Trust For convenience, my trust may be referred to as: "Susan M. Racher Living Tmst dated December 17, 1998." To the extent practicable, for the purpose of transferring property to my trust or identifying my b-ust in any beneficiary or pay-on-death designation, my trust should be identified as: "Susan M. Racher, Trustee, or her successors in interest, of the Susan M. Racher Living Trust dated December 17, 1998, and any amendments thereto." For all purposes concerning the identity of my trust or any property titled in or payable to my trust, any description referring to my tmst will be effective if it reasonably identifies my trust and indicates that the trust property is held in a fiduciary capacity. Section 1.02 Reliance by Third Parties From time to time, third parties may require documentation to verify the existence of this agreement, or particular provisions of it, such as the name or names of my Trustee or the powers held by my Trustee. To protect the confidentiality of this agreement, my Trustee may use an affidavit or a certification of trust that identifies my Tmstee and sets forth the authority of my Trustee to transact business on behalf of my trust in lieu of providing a copy of this agreement. The affidavit or certification may include pertinent pages from this agreement, such as title or signature pages. A third party may rely upon an affidavit or certification of trust that is signed by my Trustee with respect to the representations contained in the affidavit or certification of Susan M. Racher Living Trust 1-1 beneficiaries other than the Interested Trustee or other duties that may be imposed herein on fiduciaries. Furthermore, such Independent Special Trustee will have no duty or responsibility whatsoever to examine the financial or other information for this trust or any share or trust created hereunder, to examine or file any tax returns for this tmst or any such share or trust created hereunder, or to prepare or provide accountings to the beneficiaries of this trust or any such share or trust created hereunder, other than when necessary to perfoi-m his or her limited duties as provided under this Section. In addition, the Interested Tmstee shall notify such Independent Special Trustee or Tmstees of any action the Interested Tmstee may take which would require the action of the Independent Special Trustee or Trustees as provided in this Section. Furthermore, any power granted to the Interested Trustee hereunder which is limited by an ascertainable standard such as health, education, maintenance, or support, may be exercised by the Interested Tmstee even though an Independent Special Trustee is then appointed or is then sendng for the purpose provided in this Section. I have executed this restated Living Tmst Agreement on the day and year first above written. This agreement shall be effective when signed by me, whether or not now signed by a Tmstee. I certify that I have read this restated Living Tmst Agreement, that I understand it, and that it correctly states the provisions under which my tmst property is to be administered and distributed by my Trustee. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this Revocable Livmg Trust Agreement this M<-^&r-e-&^_ "1 _- 2014. WITNESSES: -Y_.^^0 ^ -^usan M. Racher, Settlor 7 /" / /z^c-jr/. .^—^ A^'••^/D-cX^X. 'Susan M. Racher, Trustee Susan M. Racher Living Trust 17-19 The foregoing instrument was subscribed, sealed, published and declared by Susan M. Racher to be the Trust of said Settlor/Tmstee in om- presence, and we, at the Settlor/Trustee's request, and in the Settlor/Tmstee's presence, and in the presence of each other, have hereunto subscribed our names as witnesses at the place and on the date last above mentioned. ^TfT"^ _ RESIDING AT MVv nc3 5t4fe.OL^ i\iim(f, nuartc. ^ Print Name ^<^L^t A' ^^—^ RESIDING AT ^^y ^/^-^^ ^< _^€^^f^f ^ .^-r^^-i/ ^7/^r^^ !?/.jy Print Name Susan M. Racher Living Trust STATE OF FLORIDA COUNTY OF MIAMI-DADE )ss.:) I, SUSAN M. RACHER. declare to the officer taking my acknowledgment of this instrument, and to the subscribing witnesses, that I signed this instmment as my Revocable Trust. AA-^£i-J\n.^h\ k/,L•^ -•Susan M. Racher, Settlor/Tmstee we, j\ii(rde/.Duor+r.and -^r" ,4 .5^have been sworn by the officer signing below, and declare to that officer on our oaths that the Settlor/Tmstee declared the instrument to be the Settlor/Tmstee's tmst and signed it in our presence and that we each signed the instrument as a witness in the presence of the Settlor/Trustee and of each other, and that to the best knowledge of each witness, the Settlor/Trustee was at that time eighteen (18) or more years of age, of sound mind and under no constraint or undue influence. J^zWITNESS ^.y^ WITNESS Sworn to and subscribed before me by the Settlor/Trustee, Susan M. Racher, who is _ personally known to me or who has produced Driver's License # '/'{ ^C.D •- 7^?3 - ,<5'fe,A<"S) as identification, and sworn to and subscribed before me by the witnesses, /-//c; a/--t. /Ju'^/ir^'.— who is personally known to me or whoJia.s prndnced Driver's Limnse _,<J /._- as4dentification and ,fc^.i,c. -/" ~y-L Dfwef^yfm^nse a/i A-t who is personally knowTii to me or-who has produced /s//.z. _ as idciilification, and subscribed by me in the presence of the Settlor and the subscribing witnesses, all on /)ece^/T,.e^ ^ _, 2014. Ci^-^k. NOTARY PUBLIC, State of Florida \v:\wpdaui\siivL'rsmilh\568I\sus;in rachcr - rcvocablc livina irusl .docx Susan M. Racher Living Trust Schedule A Ten Dollars cash Susan M. Racher Living Trust A-l \'SVS!li LL/ - 0 \^ Land Use Permit Application Review Checklistny^jk^d,Submission #: What zoning district is the project located in? I^R-1 D R-2 D R-3 D R-4 D R-RB DC Pl DM D A-l D A-2 D F-l D F-2 D W D M-M D Yes •9°No Is lot substandard (does not meet current zoning dimensional requirements)? Deed of record: •^QTes D No fl Is the project located in the Shorelands (Shorelands are lands within 300 feet of a river/stream OR landward side offloodplain OR 1000 feet of a lake/pond/flowage, whichever is greater)? es D No Is impervious surface required? (Required if riparian lot OR lot is entirely within 300 feet of OHWM of navigable waterway) Is the project located in the Floodplain? Zone:jZ^es D No D Yes -^No Are there wetlands on the property? Is project associated with a nonconforming use or structure?JSsYes D No Is project associated with a variance? Case #:D Yes j3<No D Yes }No Is project associated with a Special B or Conditional Use Permit? Permit #: Is the project associated with a Special A Use Permit?D Yes <@-No ^Yes D No Does the project require sanitary? Existing D New D Intercept D Reconnect D Non-PIumbing D Public Sanitary Permit #: ^ 7 ."" 1-^# of Bedrooms: D Yesi '0-Nc Does the project require mitigation? Implementation Deadline:Date of Compliance: D Yes ^Ho Does the project require an affidavit? Affidavits: D Yes' p~No Did licensed surveyor mark lot line(s), if project is within 10 feet of required setback? D Yes J2~No Did applicant/property owner mark lot line(s), if project is within 30 feet of required setback? Project use is? D Residential D Commercial D Municipal Project type is?l^1Mew Construction .^'Addition/Alteration D Change Use D Relocate D RV Placement D Sign D Establishing a Business D Temporary D Shoreland Grading D Other, describe: Structure Type is: P^esidence D Principal Structure D Accessory Structure D Boathouse (one story only) D Open-sided/Screened Structure (gazebo, etc.) D Stairway to navigable waters D Mobile Home D Shipping Container D Other, describe ^ Total Sq. Ft. of Project: l.^/^^ Z-2- Number of Stories:Overall Height: ^^ Fee Type Calculation Fee Amount D Dwelling Enclosed Areas - all enclosed areas within dwelling except attached non-habitable garages $0.75 x -sqft (minimum $125) D Dwelling Unenclosed Areas (decks, patios, etc.) or Attached Non-Habitable Garages $0.20 x sqft (minimum $125) D Habitable Residential Accessory Structures $0.50 x sqft (minimum $75) D Non-Habitable Residential Principal and Accessory Structures $0.20 x sqft (minimum $75)$ El Commercial/Municipal Principal Structures $250 + $0.005 x cost of construction (minimum $250)$ D Commercial/Municipal Accessory Structures $150 + $0.005 x cost of construction (minimum $150) $ D Return Inspection D Land Use Revisions D Special Use Permit-Class A D Floodplain d Shoreland - Impervious Surface D Shoreland - Non-Conforming, etc. D Tower Siting/Collocation 1 D Tower Collocation 2 D Metallic Mine D After-the-Fact (ATF)$ Inspected by:^Date of Inspection:2 Re-lnspected by:Date of Re-lnspection: Denied by:Date of Denial: Reason for Denial: Date Denial Letter Mailed: Approved by:.^L^~^u;Date of Approval:•/<. /v Conditi0il|s): J7' 7 lust meet and maintain setbacks from furthest extension of structure including eaves and overhangs. D Fpj personal storage only. :or personal residence only. D Not for human habitation or sleeping purposes. D Toj/im/State/DNR/Federal may require permitting Uniform Dwelling Code (UDC) Permit from the locally contracted UDC Inspection Agency must be obtajoed prior to the start of construction. //\ Uniform Dwelling Code (UDC) Permit from the locally contracted UDC Inspection Agency must be obtainpcTpriortothe start of construction (if applicable). ^AJse best management practices to limit and prevent erosion during construction. n This permit cannot be transferred if property is sold. D A Bayfield County Health Dept permit is required. D Check with Town regarding room tax. D Short-Term Rental is for a maximum occupancy of_ persons. D Sigrr must meet the requirements of Article E of the Bayfield County Zoning Ordinance. E To be constructed per plan. D Adhere to privy agreement. D Temporary permit allowing existing structure for a period of less than 1 year. D RV may not be used for permanent residence or storage. D RV allowed for D RV must be removed by D No sewer and pressurized water allowed in the structure. D No plumbing or plumbing fixtures allowed. D No additional sleeping areas allowed without obtaining necessary sanitary permit(s). EH-and use permits shall be required for any new residence, any building or structure erected, relocated,, rebuilt, orstructurally altered use permits shall be obtained prior to the initiation of construction or a change in land use DL-Requirements (e.g., permits/licensing/tax) of Local Town, Village, City, State or Federal agencies are required [S":§anitation requirements must be met (if applicable) D Additional conditions may be placed and need to be adhered to at the time of permit issuance Other Conditions: &A.VFIELD Bayfield County Planning & Zoning Department 117 E5& Street P.O. Box 58 Washburn, WI 54891 Phone: 715-373-6138 Fax: 715-373-0114 Property Owner: RACHER/ SUSAN M LIVING TRUST 10303 SW 72 AVE MIAMI/ FL 33156 Submission Number: LU-01784 Transaction Number: LU-01784-302BC Description Floodplain Shoreland - Impervious Si-irface Habitable Residential Principal Structures - enclosed areas $0.75, square foot (minimum $125) Habitable Residential Principal Structure - unenclosed area or non-habitable garage $0.20, square foot (minimum $125) Amount $100.00 $25.00 $1,807.50 $125.00 Total: Payment Amount: $2,057.50 $2,057.50 Reference: check #14686 Paid by: Randy Bjork Builders, INC. 42630 US Highway 63 Cable/ WI 54821/ 715-914- 0935, rlbbuilders@yahoo.com Payment Type: Check Transaction Date: 7/16/2025 Receipt of payment does not guarantee eligibility of Town, City, Village, State or Federal Permits May Also Be Required Substandard - No / Nonconforming - Yes Shoreland - Yes / Impervious Surface - Yes Floodplain - Yes / Wetlands - No Mitigation - No / Affidavit #: LAND USE - X SANITARY- Existing 07-211 S SPECIAL A - SPECIAL B/CONDITIONAL - BOA - BAYFIELD COUNTY PERMIT WEATHERIZE AND POST THIS PERMIT ON THE PREMISES DURING CONSTRUCTION No. 25-0498 Tax ID: 35344 Issued To: RACHER, SUSAN M LIVING TRUST Location: 807 - T43N - R07W Town of Cable Legal Description: PAR IN GOVT LOT 2 SEC 7/43/07 & GOVT LOT 1 SEC 12/43/08 DESC IN V.980 P.444 LESS CSM #1629 IN V.9 P.348 Residential Structure in R-1 zoning district For: New Construction [2 - Story], Residence on a Slab [2532 Total sq. ft.] Height of 33' are for and or on or Condition(s): See back of card NOTE: This permit expires two years from date of issuance if the authorized construction work or land use has not begun. Changes in plans or specifications shall not be made without obtaining approval. This permit may be void or revoked if any of the application information is found to have been misrepresented, erroneous, or incomplete. This permit may be void or revoked if any performance conditions are not completed or if any prohibitory conditions are violated. Scott Roush Authorized Issuing Official July 16, 2025 Date Condition(s): from of including overhangs. For only. A (uDC) the be to the of A Dwelling Code (UDC) Permit the UDC be to the of (if to To be per be for or or be to the of or a in (e.g., of Town, City, or are be